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Technology is able to overcome hurdles to Real-Time and we can PROVE it. However, until now, there were no solutions for Insurance that worked for every stakeholder. Insurealtime’s approach was from a customer first principle and disregarded “because that’s how it’s done” attitude that permeates the insurance industry.

Real-Time means that every policy quoted is immediately available for issuance. For any policy in force, when a change is made, the documents are immediately ready for download. Every policy can be requoted at renewal, no matter premium size. Amaze yourself, employees and most importantly customers!

Are you a BMS or a PAS?

The Insurealtime platform is BMS and PAS agnostic. We’ll deliver a Real-Time solution to any stakeholder willing to work with us even if they aren’t using a BMS or PAS. It is your choice, you keep what is working for you.

McKinsey & Co., in their “State of Property & Casualty Insurance 2020” observed is that by comparing the UK insurance industry to the mortgage industry they found that insurance spends 3 times more on distribution than they make in profit. In comparison, the mortgage industry (which uses platform technology) spends ½ on distribution than what they make in profit.

What types of Insurance Products?

While the Real-Time platform is unique in so many ways, it can easily transform almost any insurance product into Real-Time. Commercial, complex commercial, personal lines and even life products have been transformed into Real-Time. Current products available to view in Real-Time include:

  • SME Retail
  • Food Service
  • Hospitality
  • Contractors
  • Offices
  • Legal Expense
  • Farm
  • Home
  • Life/Health
  • Marine
  • Cyber
  • Equipment Breakdown

Our product road map includes

  • Personal & Commercial Auto
  • Long Haul Trucking
  • Professional Medical Liability
  • Broader Agri-business
  • Employee Benefits
  • Event Insurance

Will this disrupt my current operations?

Insurealtime does not require neither Broker nor Insurer to change their current systems. In fact, very little will change other than the outcome of better service and greater customer satisfaction.

Of course, there will always be changes to some workflows to get the most out of Real-Time technology. A lot of manual work associated with existing non Real-Time solutions will disappear. We view this as an opportunity for brokers to step up their relationship building, advice and proactive service with customers.

Insurers can introduce Insurealtime without disruption and can continue other operations as normal. For insurers, Insurealtime is all about new customer acquisition and growth.

What training will be required?

Brokers will require no special skills or additional training for their staff. Only basic computer skills (keyboard, mouse) and insurance knowledge.

Insurers require no special skills, and certainly not programming skills as the Real-Time insurance platform is No Code. Insurers will want to take advantage of the Real-Time platform’s ability to transform products into Real-Time. Anyone with basic Excel skills can manage on the Real-Time platform.

About Real-Time Insurance

Real-Time insurance is a culmination of insurer and broker experience and frustration. An enabling technology to drive the broker distribution channel forward for the benefit of insurance customers everywhere.